What is Full Tort Coverage?
Full tort coverage is a type of auto insurance that provides policyholders with the maximum amount of legal protection available in Pennsylvania. With full tort coverage, policyholders have the right to sue for pain and suffering damages if they are injured in an accident. This means that if you are injured in an accident, you can seek compensation for medical bills, lost wages, and other damages related to your injury.
What is Limited Tort Coverage?
Limited tort coverage is a type of auto insurance that limits the policyholder's right to sue for pain and suffering damages. With limited tort coverage, policyholders can only sue for pain and suffering damages if their injuries are deemed to be “serious” by the court. This means that if you are injured in an accident, you may not be able to seek compensation for medical bills, lost wages, and other damages related to your injury.
Which Type of Coverage is Right for Me?
The type of coverage that is right for you depends on your individual circumstances. If you are concerned about being able to seek compensation for pain and suffering damages if you are injured in an accident, then full tort coverage may be the best option for you. On the other hand, if you are looking for a more affordable option, then limited tort coverage may be a better choice.
Choosing between full tort and limited tort coverage can be a difficult decision. It's important to understand the differences between the two types of coverage so that you can make an informed decision about which type of coverage is right for you. If you have any questions about full tort or limited tort coverage in Pennsylvania, it's best to speak with an experienced auto insurance agent who can help you make the best decision for your individual circumstances.